El Niño: Increasing the Flood Risk
Floods are the most expensive and frequently occurring natural disaster in the United States. Flooding causes damage and destruction to homes and businesses every year. Even a few inches of floodwater in a home or business can cause thousands of dollars in damage.
Extreme flooding events can put your family, home and business at risk.
You can take steps to reduce the financial impact of flood before a disaster strikes. Start by understanding your flood risk, and make sure you have the flood insurance coverage you need.
Don't be sorry after El Niño flooding - be protected.
NOAA now reports a 95% chance that El Niño will bring heavy rain and flooding to your state.
Don't delay — flood policies take 30 days to go into effect.
- Flood policies for properties in low to moderate risk zones are the only reliable financial protection from flood loss and cost less than $500 a year for up to $250,000 in building and $100,000 in contents coverage.
- The average flood claim is $37,000. Wouldn't you rather pay just $500 a year for coverage?
- Flooding occurs in up to 25% of the low to moderate risk flood zone properties, nationwide. It can happen to you regardless of the flood zone.
DON'T BE DESPERATE WHEN EL NIÑO HITS HOME, call 800-495-8232 to speak with an agent today.
The term El Niño refers to the large-scale ocean-atmosphere climate interaction linked to a periodic warming in sea surface temperatures across the central and east-central Equatorial Pacific.
Typical El Niño effects are likely to develop over North America during the upcoming (2016) winter season. Those include warmer-than-average temperatures over western and central Canada, and over the western and northern United States. Wetter-than-average conditions are likely over portions of the U.S. Gulf Coast and Florida, while drier-than-average conditions can be expected in the Ohio Valley and the Pacific Northwest. The presence of El Niño can significantly influence weather patterns, ocean conditions, and marine fisheries across large portions of the globe for an extended period of time.