Auto Insurance

Pays for the damage if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident. Liability coverage also pays legal defense and court costs.

Coverage categories:

1. Bodily Injury Liability - Covers medical expenses, pain and suffering, lost wages, and other special damages.
2. Property Damage Liability - Covers damaged property and may include loss of use.

Pays the reasonable and necessary medical expenses for covered persons for treatment due to an auto accident, including rehabilitation, lost earnings, replacement of services, and funeral expenses.

Pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.

Pays for damage to a covered vehicle caused by a collision with another vehicle or object, or a vehicle rollover. A deductible is required.

Pays for loss of or damage to an insured vehicle not caused by a collision or vehicle rollover, such as fire, wind, hail, flood, vandalism, theft, or hitting an animal. A deductible may apply.

Pays for damages when a covered person is injured in an auto accident caused by a driver without liability insurance. In some states, this auto insurance coverage may also pay for property damage.

Pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient liability insurance.

Pays for rental services when your vehicle is disabled due to an auto accident.

Pays for having your vehicle towed due to a breakdown.