Coverages
Auto Insurance
Our goal at Armed Forces Insurance (AFI) is to provide high-quality auto insurance for military, veterans, and their families at competitive rates. AFI can be your agent for a policy through one of our affiliate companies in 48 states. With a variety of auto insurance discounts such as, a good driving record, multiple cars, and accident free will give you an even lower rate. Our auto insurance offers competitive rates and superior customer service.
Homeowner Insurance
Your home is often your biggest investment. At AFI, we share your goal of making sure your home and home contents are sufficiently protected against damage, destruction and loss. We provide the most commonly needed homeowner insurance policy, plus flexibility to customize your coverage to meet your family's specific needs.
Dwelling Fire
A dwelling fire policy is generally used to insure homes that are rented to others or occupied by persons other than the owner. Basic coverage insures the dwelling from perils such as fire, wind and hail damage, and vandalism. We can review your individual situation for the policy that best fits your needs.
Renter Insurance
If you rent, having insurance protection for yourself and your possessions is still important. Renter insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances your landlord's policy doesn't cover. Even if you live in government housing you still need a renter policy to protect your belongings such as, electronics, computer, uniforms, and furniture. Renter insurance from AFI will cover your household goods anywhere in the world.
Business Insurance
When it comes to sound business decisions, it's important to trust the right people. Armed Forces Insurance, the name military families have trusted with their home, renter, and auto insurance is proud to offer coverage for your business.
We offer insurance solutions for many different types of businesses. Through partnerships with multiple national carriers, we have expanded our services to offer the following coverages:
| • Business property | • General, professional, and product liability |
| • Business owner (BOP) | • Event coverage |
| • Business vehicles | • Builder's Risk insurance |
These and many other coverage options are available. To experience the professional service and peace of mind you deserve, call 800-295-9649 and speak with a licensed agent, or request a quote online.
Flood Insurance
Your standard homeowner policy does not cover flood damage. Floods and flash floods can occur anytime, anywhere, in all 50 states, roughly 25 percent of all flood insurance claims come from areas not considered high risk. Flood insurance can be purchased by homeowners and renters to protect their belongings. AFI writes flood insurance policies through Wright Flood, which is the largest insurance company providing flood insurance through FEMA.
Motorcycle and ATV Insurance
Whether you're riding your bike or getting dirty off road on your 4-wheeler, Armed Forces Insurance will have you and your ride covered. Motorcycle and ATV insurance will cover a variety of bikes and ATV's such as scooters, trikes, and mopeds.
Boat and Personal Watercraft (PWC) Insurance
Whether your boat or jet ski is tied-up or you're out on the water, make sure you and your watercraft are protected.
Motorhome Insurance
Motorhome insurance covers several kinds of vehicles such as: Type A motorhomes, Type B motorhomes (van campers), and Type C motorhomes (mini motorhomes), travel trailers, including campers, pop-ups, and fifth wheels.
Pet Health Insurance
Caring for your pet goes beyond routine vet visits. One in three pets require some form of unexpected medical care each year. We have partnered with a national carrier to provide one simple, yet comprehensive plan to cover your cat or dog against accidents and illnesses (except those that are pre-existing) including the following:
| • Breed-specific conditions | • Cancer treatment |
| • Diagnostic testing and imaging | • Surgery, hospitalization, and nursing care |
| • Alternative therapies and rehabilitation | • Emergency room and specialist care |
| • Vet exam fees | • Prescription Drug Coverage (optional) |
Learn more about this unique coverage and how it can help you reduce your out-of-pocket expenses for your pet.
Umbrella Insurance
Should a judgment against you exceed your basic liability coverage from your homeowner insurance or auto insurance, an umbrella policy will help to cover your remaining liability. Umbrella Insurance includes coverage such as: lawsuits due to false imprisonment, wrongful eviction, libel, slander, defamation of character or invasion of privacy.
Condo Insurance
As a condo homeowner, you partner with other owners in your complex in terms of responsibility for the exterior structure, common areas and facilities. You need a special condo or co-op insurance policy, and we can advise you on the coverage you need.
Mobile Home Insurance
Mobile and manufactured homes present unique risk characteristics that require a mobile home insurance policy to address special exposures.
Valuable Item Insurance
As a supplement to homeowner insurance or renter insurance, a valuable items policy from AFI helps protect your valuable personal property such as jewelry, watches, guns, furs, and collections over and above the coverage in a standard policy. Coverage is comprehensive and worldwide.
Collector Vehicle Insurance
There's a big difference between collector car insurance policies and regular auto policies. Protect for your investment with collector car insurance.
*Coverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.