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Boat and Personal Watercraft (PWC) Insurance
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Boat and Personal Watercraft (PWC) Insurance

Half of all boating accidents result in injuries. Even if you're experienced, what about the other guy? He may not have insurance. Armed Forces Insurance boat insurance will cover you, your family, your gear, and your boat from the unpredictable.

Boat insurance covers many kinds of boats, so even if you're looking for specific coverage- like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance- a boat insurance policy is what you need.

What is boat insurance?
A boat policy insures you and your boat against liability and damage in the event of an accident. The types and amount of coverage you receive will depend on the specific boat policy you purchase.

How does a boat policy protect me?
Whether you store your boat at home or docked somewhere else, make sure it's protected with boat insurance. A basic boat policy will cover you from damage caused by:

  • A collision
  • Sinking
  • An accident
  • Malicious mischief
  • Vandalism

Most boat policies cover physical damage to:

  • The hull
  • Sails
  • Machinery
  • Furnishings
  • On-board equipment
  • Boat trailer for damage from an external cause.

Boat insurance and personal watercraft insurance differ on the type of boat or personal watercraft you own. Contact AFI or get a boat insurance quote online today.

Insurance products are underwritten by Armed Forces Insurance Agency and its affiliated companies. All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits, and discounts vary by state.